Now in Public Beta

The Private
Budgeting App

Weekly planning you control completely. No bank logins, no data selling—just a clear plan every Friday.

Zero bank connections
No data selling
Weekly planning only
Financial Overview

Your Complete Financial Picture

Real-time financial intelligence. Zero compromises.

Financial Overview

Your financial summary at a glance
Net Worth
$152,300
Available Cash
$24,500
Monthly Income
$6,200
Monthly Expenses
$3,750

Cash Flow Analysis

Monthly income vs expenses breakdown

Available
$2,450
40%
Bills
$2,170
35%
Debt
$1,550
25%
Emergency Fund:6.5 months
Month-End Flow:+$1,850
See Your Dashboard

60-second setup. Bank-level insights without the bank connections.

Weekly Plan

Weekly Spending Plan

Plan your spending. Stick to your budget. Stay on track.

Weekly Spending Plan

Set percentages once, get your weekly spending guide

Personal

40%

$245
Weekly allocation
Monthly$980

Savings

30%

$184
Weekly allocation
Monthly$735

Debt

20%

$123
Weekly allocation
Monthly$490

Invest

9%

$55
Weekly allocation
Monthly$221

Charity

1%

$6
Weekly allocation
Monthly$25
Total remaining income: $2,450/month
Categories sorted by percentage • Edit percentages to reorder
Create Your Weekly Plan

Five categories. Custom percentages. Your plan.

Savings Goals

Smart Savings Goals

Prioritize your goals with intelligent fund allocation. Drag to reorder and watch funds flow automatically.

Savings Goals

Track your progress toward financial goals
Currently Funding
House Down Payment
62.9% complete
$13,000 remaining
Next Up
Nursery & Baby Prep
$4,500 target
Waiting in queue
Recently Completed
Emergency Fund (6 Months)
✓ $18,000 achieved
Apr 30, 2026

Your Goals

Reorder to prioritize

Wedding & Honeymoon

Ready

$15,000 / $15,000

House Down Payment

$22,000 / $35,000

Nursery & Baby Prep

$0 / $4,500

Completed Goals

3 completed

Emergency Fund (6 Months)

AutoCompleted

$18,000 / $18,000

Completed Apr 30, 2026

Engagement Ring Fund

Completed

$5,500 / $5,500

Completed Apr 30, 2025

Professional Wardrobe Upgrade

Completed

$2,000 / $2,000

Completed Oct 27, 2024
Try It In Your Account

One-time setup. Private by design. Weekly automation.

Bills

Smart Bill Management

Organize and optimize your recurring bills. See trends and manage payments.

Bills

Smart categorization & optimization
This Month
$2,860
8 bills • 5 categories
Next Due
Rent
1st • in 1 day
Largest Bill
$1,800
Rent

Housing (3)

70.1% of total
$2,005

Food (1)

14.0% of total
$400

Transportation (2)

12.1% of total
$345

Utilities (1)

3.3% of total
$95

Entertainment (1)

0.5% of total
$15
Try It In Your Account

One-time setup. Private by design. Weekly automation.

Debt Management

Smart Debt Management

Prioritize and manage your debts with intelligent payoff strategies. Drag to reorder and watch progress automatically.

Debt Optimization

Strategic debt payoff planning
Active Debts
5
Accounts remaining
Total Balance
$57,000
Outstanding debt
Monthly Due
$1,050
Minimum payments
Strategy
avalanche
Payoff method
Payoff Strategy:

avalanche Method

Focuses on paying off debts with the highest interest rates first. This approach saves the most money over time by minimizing interest payments.

Debt Name
StatusMin PaymentBalanceOriginalDue DateLast UpdatedProgress
Credit CardFocus
Active$250$8,500$12,00015thJan 15, 2024
Personal Loan
Active$200$8,000$10,00010thJan 5, 2024
Student Loan
Active$180$22,000$25,0005thJan 10, 2024
Try It In Your Account

One-time setup. Private by design. Weekly automation.

Pricing

Simple, Transparent Pricing

Access every feature with one plan. Your 14-day free trial awaits.

Monthly

$9.99/month

Full access. Cancel anytime.
14-day free trial included.

All Lemon features:

  • Full Financial Overview & Health Insights
  • Actionable Weekly Plan & Allocations
  • Unlimited Savings Goals Tracking
  • Debt Prioritization & Strategies
  • Bill & Fixed Expense Management
  • Absolute Data Privacy — No Bank Links
  • Email Support
Best Value

Annual

$99/year

Save $20.88 (~2 months free).
14-day free trial included.

All Lemon features:

  • Full Financial Overview & Health Insights
  • Actionable Weekly Plan & Allocations
  • Unlimited Savings Goals Tracking
  • Debt Prioritization & Strategies
  • Bill & Fixed Expense Management
  • Absolute Data Privacy — No Bank Links
  • Email Support
Get Started

Ready to Budget Smarter?

Powerful insights, guilt-free weekly spending, and unparalleled privacy. Start your free 14-day trial today.

Start Your Free Trial